Accurate information can’t be removed
First, remember that accurate credit information, whether positive or negative, can’t be erased from your credit record. If a firm ofering to repair your credit tells you it can remove negative information from your credit message, that firm is simply not telling you the truth. Accurate information on your credit [...]
What must i look for in my message?
You must look for the next possible problems:
Are there any errors?
If you think there is an error, like an account that is not yours, you must fill out a dispute form or write a letter explaining the problem. Attach copies of any [...]
You have seen ads, billboards and TV commercials where credit repair companies promise to \”erase bad credit.\”
Typically they charge $50 to help you, but frequently they do nothing to help till assume your money and disappearing.
Under the New Jersey Fair Credit Reporting Act, consumers are entitled to a free credit message annually.
Federal [...]