Can I Only get One Grant?
Apply to as much sources as you can find. Having a list of funding sources that’s complete and up to date is critical. Funding sources change frequently. You can apply to much. And you can apply each year. You are not limited.
Is Funding Heavy To Find? [...]
Our credit monitoring service includes a free 3-in-1 Credit Message with information from all 3 national credit bureaus - TransUnion, Equifax and Experian. The message includes your complete, unabridged credit information plus all 3 credit scores.
We call it a merged message because the 3-bureau information is printed side-by-side in an light to [...]
Why must I check my credit?
Whenever you apply for a loan, a job, or an apartment, your credit comes under scrutiny. Your credit history and credit score are used by lenders to assess the amount of risk you introduced. Lower credit scores or adverse credit history will result in higher interest rates [...]
What is credit repair - and how can it benefit you?
“Credit repair” is the process of improving your credit score, and removing damaging items from your credit message.
Much people today find themselves with overwhelmed by credit debt. It has been so light to obtain credit - too light, in fact. That is what [...]
Can I repair my credit?
Yes. While no one can legally remove accurate and timely negative information from your credit message, the law allows you to investigate and dispute information you see as inaccurate or incomplete. There is no charge for this.
You are legally entitled to a free [...]
Good credit is important-a bad credit history can prevent you from getting a loan, housing, or a job.
Promises to “fix” your credit message may be tempting, but they’re not true.
No one can erase negative information if it’s accurate. Only wrong information can be removed. Accurate information stays on your record for 7 years [...]
What is Credit Repair Fraud?
Credit repair fraud occurs when companies sentence consumers with poor credit the service of cleaning up their credit message for a fee. They typically charge from $50 and up, but often do few or nothing for you till vanishing.
Do promises like these sound familiar?
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Accurate information can’t be removed
First, remember that accurate credit information, whether positive or negative, can’t be erased from your credit record. If a firm ofering to repair your credit tells you it can remove negative information from your credit message, that firm is simply not telling you the truth. Accurate information on your credit [...]
Because most consumers use credit to pay for everything from their weekly entertainment to their homes, the extension and receipt of credit are of great value. If credit problems impair your capacity to obtain credit, you may be tempted to search the help of credit repair companies (also called “credit clinics” or “credit doctors”), [...]
What must i look for in my message?
You must look for the next possible problems:
Are there any errors?
If you think there is an error, like an account that is not yours, you must fill out a dispute form or write a letter explaining the problem. Attach copies of any [...]